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As an investor with LOR Property Solutions, your money is secured in a chosen property through a first legal charge. This means your investment is protected in a way similar to how banks secure their money when they give out mortgages
Experience a steady investment growth. You will receive a 5 year fixed return minimum of 6% per annum, that’s 30% over 5 years.
As a LOR Property investor, you’re money is secured in a selected property. It’s the same level of security that banks have when they provide mortgages.
At LOR Property Solutions, we provide tailored solutions to suit a range of investment goals and property ambitions. Whether you’re looking for a hands-off approach, a collaborative partnership, or expert guidance to take on your own projects, we have options to help you succeed.
Earn secure, predictable returns through our Private Lending program, offering 6% per annum over a typical 5-year term, secured by property assets. With fully subscribed previous series and new opportunities opening regularly, this is an ideal choice for investors seeking a stable, hands-off option.
Occasionally, we collaborate with individuals who have funds to invest but need access to high-quality property deals. We bring our expertise and deal flow to the table, creating a mutually beneficial partnership for the right candidates.
For those who prefer a more hands-on approach, we offer one-on-one consultancy sessions to guide you through the process of finding and managing your own property investments. Priced at €500 per session, our consultancy service provides valuable insights and strategies tailored to your goals.
Our Private Lending option offers secure returns starting at 6% per annum, backed by property assets and structured over a typical 5-year investment term. This translates to a total return of 30% over the period, with interest paid monthly and the principal repaid in full at the end of the term.
Our initial Series 1 & 2 investment opportunities are now fully subscribed. The properties financed through these series are featured in our Property Portfolio, demonstrating the success and security of our model.
We are pleased to announce that Series 3 is now open, providing a chance for interested investors to explore whether this opportunity aligns with their goals.
If you’re considering this opportunity, we encourage you to get in touch to discuss your investment goals and determine if Series 3 is the right fit for you.
| Investment Amount | Monthly Income | Annual Income | Total Income | Total Returns |
|---|---|---|---|---|
| €100,000 | €500 | €6,000 | €30,000 | €130,000 |
| €250,000 | €1,250 | €15,000 | €75,000 | €325,000 |
| €500,000 | €2,500 | €30,000 | €150,000 | €650,000 |
LOR Property Solutions, a trusted partner in alternative property investment in Ireland. Based in Waterford, the oldest city in the country, we specialise in fixed income investments that provide a reliable return while transforming residential properties into high-quality homes for corporate tenants.
With over five years of successful investing in the local market, our strategy is straightforward yet effective: we acquire residential properties, undertake thoughtful refurbishments to enhance their value, and attract reputable corporate tenants. This approach ensures a stable rental income for us and security for our investors.
We are proud to have raised just shy of €2 million in private lending, reflecting our commitment to transparency and reliability. We have repaid 100% of our investors on time and provided monthly interest payments rather than end-of-term payouts for added peace of mind. After five years, we refinance the property and return the original investment, allowing our investors to benefit from both steady income and peace of mind of capital security.
At LOR Property Solutions, we only accept investors who align with our values and objectives. Therefore, we require an interview process to ensure a good fit, which protects both parties and fosters a successful partnership
I’m Lisa, a Fellow Chartered Accountant trained at Ernst & Young, with over 14 years of experience in financial strategy and operational excellence. My journey has included key financial leadership roles at multinational corporations like GSK (now Haleon), Teva Pharmaceuticals, and Dawn Meats, where I honed my skills in minimising risk, acquisitions, cash flow management, maximising returns and developing processes and systems.
In 2021, I founded LOR Property Solutions, leveraging my accounting expertise to create a successful corporate let business. I’m passionate about creating high-quality units and addressing housing needs across Ireland through sustainable developments.
Under my leadership, LOR Property Solutions has quickly become the go-to name for corporate lets in Ireland, dedicated to delivering maximum value to investors, through a strong and resilient portfolio thereby providing security of capital.
Welcome to our Property Portfolio, a showcase of the properties transformed through our Private Lending Series 1 and 2. These projects demonstrate not only the success of our investment model but also the value we bring by enhancing properties to their full potential.
Each property in our portfolio has undergone a complete refurbishment designed to maximise its rental potential and meet the high standards required for corporate lets. We focus on:
Adding additional bedrooms and bathrooms to optimise layouts and increase functionality.
Upgrading properties to improve energy performance, reducing costs, and creating more sustainable living spaces.
Tailoring properties with modern designs and practical amenities to cater specifically to the needs of corporate tenants.
The result is high-quality, energy-efficient accommodations that deliver strong returns for our investors while providing comfortable, hassle-free homes for tenants.
Browse the gallery below to see how we’ve added value to each property and created spaces that truly stand out in the market.
Located in the heart of Waterford City, Project Wellington involved the complete renovation of a two-bedroom terraced house into a stylish short-term accommodation for up to 6 people, including the conversion of a downstairs dining room into a bedroom to create a 3-bedroom layout.
€120,000
3 bedrooms 3 bathrooms
€14,400
Short Term Holiday Let
Located in the heart of Waterford City, Project Historic Hideaway involved the complete renovation of a two-bedroom terraced house into a stylish short-term accommodation for up to 6 people, including the conversion of a downstairs dining room into a bedroom to create a 3-bedroom layout. This house is only 2 doors away from Project Wellington […]
€125,000
3 bedrooms 3 bathrooms
€7,500
Short Term Holiday Let
Located in Waterford City, Project Shandon involved the complete renovation of a 4-bedroom terraced house into a stylish co-living professional accommodation for 5 people, including the conversion of a downstairs living room into a bedroom with ensuite and creating 2 additional bathrooms upstairs to create a comfortable professional co-living house.
€220,000
5 bedrooms 5 bathrooms
€13,200
Professional Serviced Accommodation
Located in Waterford City very near to all of the major employers in the city, Project Skibbereen involved the complete renovation whereby we created 2 distinct living quarters by making use of existing property footprint. This house is a stylish co-living professional accommodation for 11 people suitable for companies that need to accommodate large teams […]
€80,000
11 bedrooms 5 bathrooms
Full Capital Repaid
B2B Fully Serviced Accommodation
This opportunity is suitable for qualified investors seeking a fixed income stream. It is intended for experienced investors or those who have received independent financial advice. Please note that this is not a regulated investment and is not covered by any statutory compensation scheme. Returns are not guaranteed, and LOR Property Solutions does not provide investment advice.
Our investor profiles typically include business owners, leaders, high net worth individuals (including ex-pats), doctors, and other professionals who are looking for direct cash investments. These investors often do not have the time or inclination to become landlords and are seeking regular income streams.
Our business model involves using private lending money from investors to purchase high-yield co-living homes. Either we or the investor will also provide funds for refurbishments. We aim to stabilise the asset by securing high-quality tenants within 6-12 months. After stabilisation, we refinance through banks, thereby repaying the private lender. Depending on the loan agreement, which can range from 12 months to 5 years, the private investor will receive security in the property for that duration. For unsecured loans, this typically occurs when the available investment funds are insufficient to purchase property outright; in such cases, we use these unsecured funds for refurbishments.
The monthly income is typically paid directly to the investor’s bank account. Payments can be made monthly, bi-annually, or annually, depending on the investor’s preference. The interest is paid from the monthly rental income.
Investors are responsible for obtaining their own independent tax advice. LOR Property Solutions understands that investors are subject to standard income tax. LOR Property Solutions will deduct withholding tax at 20%, if applicable, and pay it to the Revenue Commissioners on behalf of the investor. Investors are advised to seek independent tax advice, and LOR Property Solutions cannot be held responsible for any errors or omissions in the provided information.
The investment term is typically 1-5 years.
At the end of the 1-5 year term, the capital is primarily repaid to investors through bank refinancing. However, in the right circumstances, the issuance of a new Loan Note series or the sale of properties is also possible to ensure the full capital is repaid
An investment begins to accrue income as soon as funds are drawn down by LOR Property Solutions. However, the first 3 months’ interest payments may be delayed until month 4 to allow for asset stabilisation. In month 4, the accrued interest for the initial 3 months will be paid in full. Thereafter, interest will continue to accrue and be paid monthly
No, the investment is not guaranteed. The repayment of capital to the Loan Note holder is primarily made through bank refinancing. In some cases, repayment may be made through the issuance of a new Loan Note offering, the sale of properties, or another refinancing alternative.
First Legal Charge: Secured Lending Investors benefit from a first legal charge on the properties. This means that if LOR Property Solutions defaults, investors have the right to take possession of the property to recover their investment.
Yes, after the first 12 months (where no repayment is possible), both LOR Property Solutions and the investor can request early termination of the Loan Note with 6 months’ prior written notice. This ensures that investors have the option to receive their capital back within 6 months of requesting early termination following the initial 1-year period.
Additional Information
LOR Property Solutions offers both secured and unsecured investment opportunities. The suitability of each type of investment depends on the investor’s profile and investment objectives. We only onboard suitable investors to ensure that the investment aligns with their financial goals and risk tolerance.
